TURN YOUR CREDIT SCORE

INTO A YES in 90-days

We dispute errors, coach you on strategy, and help you build the kind of credit that gets you approved for homes, cars, and business funding.

How Rainier Credit Works

3 steps

Step 1 – Free Credit Review

We pull and review your full credit report with you, line by line, so you actually understand what’s helping and what’s hurting your score.

Step 2 – Targeted Disputes + Strategy

We send professional dispute letters on your behalf and give you clear action steps—like utilization and payment strategies—to help your score move faster.

Step 3 – Ongoing Coaching & Updates

Each round, we track progress, adjust the game plan, and keep you updated so you’re never guessing what’s happening with your credit.

“Credit is not about numbers, it’s about options. At Rainier Credit, we fight for those options back.”

– Fidel Abebe, Rainier Credit CEO

Why Clients Choose

Rainier Credit

“Thanks to Rainier Credit, I improved my credit enough to move forward with business funding.”

— Stephen Braden, Rainier Credit Client

Real Strategy, Not Just Letters
You don’t just get dispute letters—you get a clear plan to build long-term, healthy credit.

Personalized Game Plan
Every client’s situation is different. We tailor your strategy to your goals: home, car, business, or a clean fresh start.

Transparent Communication
You’ll always know what was sent, when the next round is, and what we’re focusing on.

Credit Counseling Included
We don’t just fix mistakes—we teach you how to keep your scores climbing.

Focused on Approvals, Not Just Scores
Our goal is not a number on a screen. It’s you getting approved for what matters.

Client Testimonials

Yonas

From Denials to a Car Approval

Rainier Credit helped me go from constant denials to a 90+ point increase and an approval for a reliable car with a payment I can actually afford.

Rodney

Apartment Approved After Old Collections

Old collections were blocking every apartment. Rainier Credit cleaned up my reports and coached me on what to pay. I finally got approved for a place I love.

Clay

From Maxed-Out Cards to Real Progress

My cards were maxed and my score was stuck. Rainier Credit showed me how to fix my utilization and handled the disputes. My score went up over 70 points.

Darren

Clear Plan, No More Guessing

I used to feel lost and embarrassed about my credit. Rainier Credit broke everything down in simple steps and now my scores are finally moving up.

Mia

Closer to Buying a Home for My Family

I joined Rainier Credit because I was tired of saying ‘maybe next year.’ My reports look cleaner, my scores are higher, and I’m closer to buying a home.

Dennis

CLARITY, NOW I HAVE TOOLS TO HELP ME UP

I used to feel embarrassed and completely lost about my credit. Rainier Credit broke everything down in simple language, created a step-by-step plan, and my scores are finally moving in the right direction.

THIS IS

FOR YOU IF

tired of getting denied

You’re tired of getting denied for cars, apartments, or credit cards.

ready to follow a simple plan

You’re ready to follow a simple plan and take action each month.

guidance, not guesswork

You want guidance, not guesswork, on how to use credit the right way.

READY TO BOOST

YOUR CREDIT?

Book A QUICK DEMO

—Fidel, CEO, Rainier Credit

“Nobody wakes up dreaming of a perfect credit score. They dream of a safe home, a reliable car, and breathing room. Our job at Rainier Credit is to fix the credit side so you can focus on living your life.”

Book a discovery call here with me or our senior credit consultants. See you inside!

Questions People Ask Before Getting Started

Your questions, answered

How long does it take to see results?

Every report is different, but many clients start seeing changes within the first 30–60 days as dispute rounds come back and new habits kick in.

Can you guarantee a specific score?

No one can honestly guarantee a certain score, but we can guarantee a clear strategy, consistent dispute work, and coaching designed to help you improve.

Will I have to do anything on my end?

Yes—your part is simple: send us updated reports when needed and follow the credit counseling steps we give you (like payment dates and utilization targets).

What does the free credit review include?

We walk through your reports with you, identify problem areas, and outline a step-by-step action plan. You’ll know exactly what we recommend before you commit.

Is this the same as debt settlement?

No. We focus on disputing errors, updating outdated information, and teaching you how to build healthy credit. We don’t negotiate with collection agencies on your behalf.

Ready to stop letting your credit score run your life?

Turn your credit score into a yes with Rainier Credit.